Superannuation can be used to pay for essential Dental Treatment under the ATO’s Compassionate Release of Superannuation program.
SuperCare streamlines the application process that is required to access Superannuation to pay for Dental treatments and all out of pocket expenses including private hospital fees, travel and accommodation. SuperCare operates on a no fee – no approval basis and is our preferred provider of Compassionate Release of Superannuation support.
SuperCare can facilitate the funding required for various treatments, including:
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Implants and Dentures
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Braces and Orthodontics
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Root Canals
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Dental Crowns
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General Dentistry
You may be eligible to access your superannuation for dental treatment.
If you’re considering dental treatment and would like to explore using your superannuation to help cover the costs, speak to our team at Warrnambool Dental. We can guide you through the process and connect you with SuperCare for assistance in accessing your superannuation under the ATO’s Compassionate Release program.
Book an appointment online, or call our team today.
FAQ’s
Listed below are the most commonly asked questions we receive from our patients.
Can I use my super to pay for dental treatment?
Yes, in some situations, you may be able to access your super early on compassionate grounds, but only if the dental treatment meets specific eligibility criteria.
What types of dental treatments are covered under compassionate grounds?
In general, eligible treatments include those that address a life-threatening illness or injury, relieve acute or chronic pain, or help manage acute or chronic mental health conditions. Additionally, the treatment must not be readily accessible through the public health system.
Who decides if I'm eligible?
The Australian Taxation Office (ATO) reviews your application, but you must first obtain supporting documentation from a registered medical or dental practitioner.
What documents do I need to provide?
If you’re applying for early access to your super for dental treatment, you’ll need to provide:
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A detailed treatment plan outlining all stages of the proposed treatment
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An itemised quote or invoice
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Two medical reports: one from a dental practitioner and another from either a second dental practitioner or a registered medical practitioner
Can I apply for someone else’s dental treatment (e.g. my child or partner)?
Yes, you can apply for early release of your super to cover a dependent’s treatment, provided the eligibility criteria are met and all required supporting evidence is submitted.
How long does the application process take?
Processing times can vary, but it may take several weeks. The timeframe depends on how promptly you submit the required documents and how long the ATO takes to assess your application.
Will accessing my super early affect my Centrelink payments or taxes?
Yes, early access to your super may affect your tax obligations and could also impact government benefits, including Centrelink payments.
What happens if my application is denied?
If you’re not approved, you may consider alternative options such as private health insurance or Dental Boutique’s payment plans.